Your path to loan approval starts here.
What is loan readiness?
Everything you need to improve lend-ability.
Finances
Save more money.
Reduce your debt.
Credit
Access your credit reports.
Manage your credit scores.
Documents
Prepare, store and send
loan documents.
Your route to loan success.
1. You Get A Loan Readiness Score
2. We Give You An Action Plan
When we’re on your side, you’re on your way. We include an Action Plan that shows step-by-step what you need to do to progress in loan preparedness. Plus, we accompany you to encourage and coach you throughout your journey.
3. We Improve Your Loan Readiness
We don’t just help you get a loan, we empower your financial future. Once you reach the minimum requirements, we continue to work with you to improve your eligibility for refinancing, or to reach your other financial goals.
Track your progress
Loan Readiness Score
Track how close you are to your loan goals. Based on mortgage approval metrics like debt, credit, down payment savings, and documents, the Loan Readiness Score improves as you move towards your goal.
Work towards your goals
Action Plan
We make it easy for you to know exactly what you need to do to improve your Loan Readiness Score with the Action Plan. Get expert vetted recommendations that will increase your financial fitness & move you towards your goal.
Features
Money
Gain insights around your debt, down payment savings, and overall spending to optimize your bank account for a home loan.
Credit
Obtain credit clarity with the Credit Dashboard. View your 3B credit report, get insights around positive and negative factors influencing your credit report, and track your credit score.
Documents
Prepare documents for the loan process with simplicity. Get guided through and upload required documents for your application. When you're ready to apply for your loan, download them and hand them off to your mortgage professional.
Identity
Identity theft can prevent you from getting a mortgage. Uqual features Social Security Number Monitoring and Up to $1M Identity Theft Insurance to detect identity theft and restore your identity if it is compromised.
Learning
Increase your financial jujitsu with guides focused on increasing your loan readiness & financial expertise. Topics include home buying 101, credit, saving money, and more.
We help mortgage professional's clients qualify for loans.
Declines are not the end of the relationship, they’re the beginning. We have a tried-and-true methodology to rehabilitate your client’s overall financial fitness, by taking into account critical factors like, DTI, LTV, credit, loan type, and more.