What is UQUAL?

Cartoon design showing 5 people with one of them showing a thought bubble above their head that has a drawing of a house.

We know that everything that UQUAL can do to help can sometimes be confusing, so we wanted to tell you everything you need to know, so you understand exactly why UQUAL is the best path forward!

At UQUAL our main goal is to have you hear the words “You Qualify.”

We achieve this by focusing on the 4 pillars that make up Loan Readiness!

Image showing the four pillars that populate the loan readiness score; debt-to-income, savings/down payment, credit, and documentation.

We believe Failing to Plan is Planning to Fail so at UQUAL we provide a detailed action plan to help you overcome the major obstacles preventing you from getting your loan!

We effectively tackle the roadblocks in your way through a two-pronged approach of giving you access to an advanced and easy to use FinTech platform supported by a Loan Readiness Coach that will work with you every step of the way until you cross the finish line together.

Our Loan Readiness strategy doesn’t just give you the resources you need to be successful on your approval but works to modify your financial behavior as a whole, so you can continue the path of financial freedom and best practices even after you close on your loan.

The best part… it starts with you learning about where you stand on loan approval and financial wellness all for FREE! All it takes is a phone call with one of our Loan Readiness Specialists.

During your FREE Consultation, our Loan Readiness Specialists walk you through what you need to do to meet your loan goals along with what’s on your credit report and what actions can be taken to increase your credit. So, at the very least, you get some FREE advice on how to increase your loan readiness without even signing up!

If it seems like a good fit and you do decide to sign up, remember that if you use the name of who sent you our way, you receive a $100 Discount!

Click Here For Your FREE Consultation!
  • Lacey ThompsonLacey Thompson

    I have been working with UQUAL for a year now and service is consistently thorough. Today I had concerns and inquiries about my credit report, Christopher Ruby was extremely helpful and answered my questions one by one. He explained each situation and provided possible actions to take. I appreciated not feeling like my inquiries were meaningless, instead I was validated and educated. I learned a lot and ended the conversation feeling more confident. Again, thank you to Christopher Ruby. Your support was appreciated.

  • Sandra AllahSandra Allah

    I was so pleased and thankful after speaking with Ms. Ashley Crowley today. She listened patiently then answered all my unanswered questions that I have. She gave me so much knowledgeable information and points to use at my financial institution which was very successful in my acquiring a loan. I am so thankful , relieved and very grateful of her advice and was very impressed of how knowledgeable she was in answering my questions and concerns. I recommend her highly to anyone that needs financial advise and I will definitely refers her to family and friends

  • Sherri DeShaySherri DeShay

    Dear Megan /Uqual,

    I wanted to take a moment to express my sincere gratitude for your exceptional guidance as my loan readiness coach. Your in-depth knowledge of the process, clear communication, and continuous encouragement have made a significant impact on my journey toward financial success. You took the time to explain every step of the process and made me feel confident and well-prepared to address my challenges.

    Your informative and helpful approach not only clarified my doubts but also motivated me to take bold steps toward achieving my goals. I truly appreciate the effort you put into ensuring I understood all aspects of my credit health process and felt supported every step of the way.

    Thank you for being such an inspiring and reliable coach. I am grateful for your expertise and kindness, and I look forward to sharing my success story with others, thanks to your invaluable help.

    With heartfelt thanks,
    Sherri D

  • Magaly GutierrezMagaly Gutierrez

    Christopher really made me feel confident that I’ll get to where I want to be with my credit! Slowly but surely. I appreciate the advice, the honesty, and how real they were throughout the process. Definitely recommend!