When you look at that number and consider about 1 in 5 Americans don’t even have a credit card, that means the average among people WITH credit cards is MUCH HIGHER!
Almost every day, I’m consistently seeing clients who have WELL over $10,000 in credit card debt telling my team and I that they have no extra money to pay down their credit cards and are barely able to make the minimum payment or WORSE skipping payments all together pushing them further in the hole. This often results in late payments reporting, late fees causing them to go further in debt, getting their limits lowered or even having their cards CLOSED all together!
Now more than ever American’s are spending more and drowning in debt with wages not keeping up with inflation, crippling the American dream of homeownership due to not being able to survive without increasing their debt.
It’s hard to NOT tie your self-worth to your finances when you’re in a rough spot and for a lot of Americans, their cost of living has gone up more than their pay. This can make the idea of home ownership seem out of reach, but don’t worry! We have the perfect solution for you!
You are worth more than your credit rating, and there IS a way out of credit card debt. UQUAL will help create a custom plan tailored to your specific debt to help you achieve your financial goals quicker!
UQUAL has a suite of financial tools to help you cut back on your spending, prepare more savings for a down payment, and create a custom budget based on your spending habits. Our team of Loan Readiness Experts are ready to walk you through any debt reduction strategies that may help.
Don’t wait. Don’t keep falling into the hole, take action and let us help you make a plan to get out of it.
It all starts with a FREE conversation today!
For more information or questions, contact the author, Gentry Dietz:
I’ve been a client now twice…first time the agent I spoke to did there job to assist me in improving my way of life. Today, April 25, 2025, I had the opportunity to speak with the most kind, understanding, and genuine women within a customer service roll. Alana not only went above and beyond to not only help with my account but she also showed compassion. We are living in a different time but when you interact with someone like Alana it makes you see and feel hope. Thank you for our conversation and all you did today, even just listening. Extremely Grateful! 🙏🏾
I have been working with UQUAL for a year now and service is consistently thorough. Today I had concerns and inquiries about my credit report, Christopher Ruby was extremely helpful and answered my questions one by one. He explained each situation and provided possible actions to take. I appreciated not feeling like my inquiries were meaningless, instead I was validated and educated. I learned a lot and ended the conversation feeling more confident. Again, thank you to Christopher Ruby. Your support was appreciated.
My experience with this program is going good thanks to my loan readiness coach Jason. He loves his job and wants the best for each client. His kindness, patience. and knowledge goes a long way. Ask for Jason even if its just to be more knowledgeable about how credit works. Thank you Jason
Extremely happy with the results and partnering with UQUAL. Jason has been fantastic. This company is wonderful. This is not one of those. Give us a review before we do this service reviews. This is a review of me already paying for the service for months and being ecstatic with the results. The support team, the technology and the knowledge they pass on far exceed the investment. Big Love to the team over there at UQUAL. You guys are awesome.
Published 04/02/2024