The average American has $6,864 in credit card debt... CRUSHING...

When you look at that number and consider about 1 in 5 Americans don’t even have a credit card, that means the average among people WITH credit cards is MUCH HIGHER!

Almost every day, I’m consistently seeing clients who have WELL over $10,000 in credit card debt telling my team and I that they have no extra money to pay down their credit cards and are barely able to make the minimum payment or WORSE skipping payments all together pushing them further in the hole. This often results in late payments reporting, late fees causing them to go further in debt, getting their limits lowered or even having their cards CLOSED all together!

Now more than ever American’s are spending more and drowning in debt with wages not keeping up with inflation, crippling the American dream of homeownership due to not being able to survive without increasing their debt.

It’s hard to NOT tie your self-worth to your finances when you’re in a rough spot and for a lot of Americans, their cost of living has gone up more than their pay. This can make the idea of home ownership seem out of reach, but don’t worry! We have the perfect solution for you!

You are worth more than your credit rating, and there IS a way out of credit card debt. UQUAL will help create a custom plan tailored to your specific debt to help you achieve your financial goals quicker!

UQUAL has a suite of financial tools to help you cut back on your spending, prepare more savings for a down payment, and create a custom budget based on your spending habits. Our team of Loan Readiness Experts are ready to walk you through any debt reduction strategies that may help.

Don’t wait. Don’t keep falling into the hole, take action and let us help you make a plan to get out of it.

It all starts with a FREE conversation today!

Click Here For Your FREE Consultation!

For more information or questions, contact the author, Gentry Dietz:

Gentry Dietz headshot

Gentry Dietz

VP of Sales & Marketing, UQUAL

Phone (303) 305-4797

Email gentry.dietz@uqual.com

Cartoon design showing 5 people with one of them showing a thought bubble above their head that has a drawing of a house.
  • Matthew PadillaMatthew Padilla

    Michelle has been nothing short of exceptional throughout my entire loan readiness journey. She’s consistently gone above and beyond—always ready with valuable insights, up-to-date information, and clear, detailed explanations that made even the most complex concepts easy to understand. Her guidance has empowered me to make confident financial decisions and feel truly prepared for each step of the process.

    What sets Michelle apart is not just her knowledge, but her patience, professionalism, and genuine commitment to helping others succeed. She’s approachable, thorough, and clearly passionate about what she does.

    I highly recommend Michelle to anyone serious about improving their financial readiness. She’s truly a game-changer.

  • Alicia MartinAlicia Martin

    Jason was absolutely amazing to work with! From start to finish, he was professional, patient, and extremely knowledgeable. He took the time to walk me through each part of the process, making sure I understood everything clearly. What stood out most was how he provided personalized advice tailored to my specific credit situation—something you don’t always get. Jason made me feel seen and supported, and for the first time in a long time, I truly believe my financial goals are within reach. He even offered to follow up and encouraged me to reach out directly with any questions. Highly recommend working with him!

  • Marcus HollinsMarcus Hollins

    I’ve been a client now twice…first time the agent I spoke to did there job to assist me in improving my way of life. Today, April 25, 2025, I had the opportunity to speak with the most kind, understanding, and genuine women within a customer service roll. Alana not only went above and beyond to not only help with my account but she also showed compassion. We are living in a different time but when you interact with someone like Alana it makes you see and feel hope. Thank you for our conversation and all you did today, even just listening. Extremely Grateful! 🙏🏾

  • Courtney ButlerCourtney Butler

    Desiree Dallas helped me understand my plan better than before. She walked me through and encouraged me to continue on my journey. It was a pleasure speaking with Desiree and I’ll be sure to share her contact information with family and friends. Thanks Desiree for being so knowledgeable and helpful!

  • Lacey ThompsonLacey Thompson

    I have been working with UQUAL for a year now and service is consistently thorough. Today I had concerns and inquiries about my credit report, Christopher Ruby was extremely helpful and answered my questions one by one. He explained each situation and provided possible actions to take. I appreciated not feeling like my inquiries were meaningless, instead I was validated and educated. I learned a lot and ended the conversation feeling more confident. Again, thank you to Christopher Ruby. Your support was appreciated.

Published 04/02/2024