When you look at that number and consider about 1 in 5 Americans don’t even have a credit card, that means the average among people WITH credit cards is MUCH HIGHER!
Almost every day, I’m consistently seeing clients who have WELL over $10,000 in credit card debt telling my team and I that they have no extra money to pay down their credit cards and are barely able to make the minimum payment or WORSE skipping payments all together pushing them further in the hole. This often results in late payments reporting, late fees causing them to go further in debt, getting their limits lowered or even having their cards CLOSED all together!
Now more than ever American’s are spending more and drowning in debt with wages not keeping up with inflation, crippling the American dream of homeownership due to not being able to survive without increasing their debt.
It’s hard to NOT tie your self-worth to your finances when you’re in a rough spot and for a lot of Americans, their cost of living has gone up more than their pay. This can make the idea of home ownership seem out of reach, but don’t worry! We have the perfect solution for you!
You are worth more than your credit rating, and there IS a way out of credit card debt. UQUAL will help create a custom plan tailored to your specific debt to help you achieve your financial goals quicker!
UQUAL has a suite of financial tools to help you cut back on your spending, prepare more savings for a down payment, and create a custom budget based on your spending habits. Our team of Loan Readiness Experts are ready to walk you through any debt reduction strategies that may help.
Don’t wait. Don’t keep falling into the hole, take action and let us help you make a plan to get out of it.
It all starts with a FREE conversation today!
For more information or questions, contact the author, Gentry Dietz:
I usually don't write reviews unless someone actually deserves it , but after the experience that I’ve had with Mandolin Raper I had to write this review she deserves a 10 🌟 review. I love the fact that She went above and beyond to guide step by step and advise me on what we're my priorities to fix. It's really hard to find an agent that treats you with kindness and respect. This made me feel appreciated and valued not only as a customer, but as a person. She got things done in a matter of minutes something I didn't get with other companies I've called. If it wasn't because of Mandolin's professionalism I would've called someone else like I did before I called UQUAL. Mandolin definitely knows what she is doing she gained my trust right away. Definitely recommend her and the company. Thank you again Mandolin Raper.
I cannot recommend UQUAL enough for anyone seeking credit counseling.
Chris was able to give me guidance and support even when I was feeling overwhelmed and emotional, Chris remained patient, understanding, and supportive. He walked me through the steps I needed to take to improve my credit, providing clear explanations and practical advice. His words of wisdom about building credit back up were incredibly helpful and motivating.
I am truly grateful for Chris's expertise and compassion. He made what could have been a daunting process much easier and more manageable. If you're looking for a credit counseling coach or company who truly cares about your financial well-being, I highly recommend UQUAL.
It’s not often that I write a review moment after I get off the phone with someone, but after you’ve had the experience that I’ve had with Rachel anyone would do the same thing.
She went above and beyond to offer personalized advice and even remembered specific details about my family throughout our conversation.
This made me feel appreciated and valued not as a customer, but as a human. If she hasn’t already gotten a raise this year, she deserves at least three 🏆🙌🏻🎉
Desiree was very professional and proficient at helping me retore my credit score. She explained every step to increase my fico and even shared her strategy for increasing points by 30 or more in less time than other credit repair companies ever did for me. She is definitely a great employee and an asset to your company. Thanks again for all of your efforts.
Published 04/02/2024