The average American has $6,864 in credit card debt... CRUSHING...

When you look at that number and consider about 1 in 5 Americans don’t even have a credit card, that means the average among people WITH credit cards is MUCH HIGHER!

Almost every day, I’m consistently seeing clients who have WELL over $10,000 in credit card debt telling my team and I that they have no extra money to pay down their credit cards and are barely able to make the minimum payment or WORSE skipping payments all together pushing them further in the hole. This often results in late payments reporting, late fees causing them to go further in debt, getting their limits lowered or even having their cards CLOSED all together!

Now more than ever American’s are spending more and drowning in debt with wages not keeping up with inflation, crippling the American dream of homeownership due to not being able to survive without increasing their debt.

It’s hard to NOT tie your self-worth to your finances when you’re in a rough spot and for a lot of Americans, their cost of living has gone up more than their pay. This can make the idea of home ownership seem out of reach, but don’t worry! We have the perfect solution for you!

You are worth more than your credit rating, and there IS a way out of credit card debt. UQUAL will help create a custom plan tailored to your specific debt to help you achieve your financial goals quicker!

UQUAL has a suite of financial tools to help you cut back on your spending, prepare more savings for a down payment, and create a custom budget based on your spending habits. Our team of Loan Readiness Experts are ready to walk you through any debt reduction strategies that may help.

Don’t wait. Don’t keep falling into the hole, take action and let us help you make a plan to get out of it.

It all starts with a FREE conversation today!

Click Here For Your FREE Consultation!

For more information or questions, contact the author, Gentry Dietz:

Gentry Dietz headshot

Gentry Dietz

VP of Sales & Marketing, UQUAL

Phone (303) 305-4797

Email gentry.dietz@uqual.com

Cartoon design showing 5 people with one of them showing a thought bubble above their head that has a drawing of a house.
  • Kathy CaravasKathy Caravas

    I am so thankful that I have the opportunity to recognize this associate with Uqual named Megan. She has been so thorough and explained everything to me and I am so thankful for her patience and her will to actually educate me on how to handle all the credit processes! I don’t understand much but whatever I do understand is, I’ve learned it from Megan! Everybody there has been wonderful. I have to say but Megan calls when she says she’s going to call and she explains everything in detail! She has very good follow-through skills and she is very thorough! I could write a book about her, but I’m just so thankful!

  • tania martineztania martinez

    UQUAL is great. I was able to buy my first house thanks to their program and since then I continue to work on my credit with them. I recently dealt with Jason and he was incredibly supportive and patient. I always have a lot of questions and he took the time to walk me through everything. He was also very compassionate. I highly recommend.

  • Anne TothAnne Toth

    Melissa was very helpful getting me started on my personal credit journey. I know this will help me better serve my clients. The info Melissa provided was informative and she was very patient with me. Even as a Mtg professional, we too need some hand holding.

  • Lindsey NwokoroLindsey Nwokoro

    My Mom and I have been with UQUAL since July 2025. I was recently told by a loan readiness coach that the credit score we see is “for educational purposes only” and not an actual score. Luckily this was cleared up by another gentleman, Mr. Donnie, who has been in my corner since the beginning and has since been very helpful. I am discovering new information as I speak to new individuals at UQUAL, which is helpful but at times, overwhelming. On the other hand, I hope and pray that our lenders can be extremely transparent and positive with my mom and aid with understanding what we need moving forward, as my mom is a first time home buyer. I have been distressed throughout this process but I truly hope that we can see further progress when it comes to our credit repair, as well as have coaches and associates that see the positive and not the negative, like my coach Ms. Rana has been. I truly hope that we can be properly guided and not misguided, as my mom and I have already experienced enough lenders and mortgage companies taking advantage of us.

    In the future, I ask that a newer coach please send me over to a different coach that can clarify things for me better and give me more accurate information.

  • Joseph Hulett IIIJoseph Hulett III

    Uqual is definitely the real deal. Every representative that I have talked to has been amazing. BillieJean in particularly answered every single question I had and explained quite a bit extra in detail. I love the details, BillieJean definitely pleased my curiosity.

    I seen results on my report little bit after my second payment, around 45 days-ish.

    I have used a few different companies to try and fix my credit in the past and was very discouraged to try another because of those experiences but Consumer's Credit Union partnered with Uqual and I'm so glad that I gave Uqual a chance.

    Thank you BillieJean and all the representatives at Uqual. You're the real deal and I appreciate all of your help!

    Plus, BillieJean also has the same name as a Michael Jackson song, lol. Definitely a cool chic from the start as for my concern, lol.

    Thanks for the positive experiences!

Published 04/02/2024