When you look at that number and consider about 1 in 5 Americans don’t even have a credit card, that means the average among people WITH credit cards is MUCH HIGHER!
Almost every day, I’m consistently seeing clients who have WELL over $10,000 in credit card debt telling my team and I that they have no extra money to pay down their credit cards and are barely able to make the minimum payment or WORSE skipping payments all together pushing them further in the hole. This often results in late payments reporting, late fees causing them to go further in debt, getting their limits lowered or even having their cards CLOSED all together!
Now more than ever American’s are spending more and drowning in debt with wages not keeping up with inflation, crippling the American dream of homeownership due to not being able to survive without increasing their debt.
It’s hard to NOT tie your self-worth to your finances when you’re in a rough spot and for a lot of Americans, their cost of living has gone up more than their pay. This can make the idea of home ownership seem out of reach, but don’t worry! We have the perfect solution for you!
You are worth more than your credit rating, and there IS a way out of credit card debt. UQUAL will help create a custom plan tailored to your specific debt to help you achieve your financial goals quicker!
UQUAL has a suite of financial tools to help you cut back on your spending, prepare more savings for a down payment, and create a custom budget based on your spending habits. Our team of Loan Readiness Experts are ready to walk you through any debt reduction strategies that may help.
Don’t wait. Don’t keep falling into the hole, take action and let us help you make a plan to get out of it.
It all starts with a FREE conversation today!
For more information or questions, contact the author, Gentry Dietz:
I was so pleased and thankful after speaking with Ms. Ashley Crowley today. She listened patiently then answered all my unanswered questions that I have. She gave me so much knowledgeable information and points to use at my financial institution which was very successful in my acquiring a loan. I am so thankful , relieved and very grateful of her advice and was very impressed of how knowledgeable she was in answering my questions and concerns. I recommend her highly to anyone that needs financial advise and I will definitely refers her to family and friends
Dear Megan /Uqual,
I wanted to take a moment to express my sincere gratitude for your exceptional guidance as my loan readiness coach. Your in-depth knowledge of the process, clear communication, and continuous encouragement have made a significant impact on my journey toward financial success. You took the time to explain every step of the process and made me feel confident and well-prepared to address my challenges.
Your informative and helpful approach not only clarified my doubts but also motivated me to take bold steps toward achieving my goals. I truly appreciate the effort you put into ensuring I understood all aspects of my credit health process and felt supported every step of the way.
Thank you for being such an inspiring and reliable coach. I am grateful for your expertise and kindness, and I look forward to sharing my success story with others, thanks to your invaluable help.
With heartfelt thanks,
Sherri D
I called earlier and spoke with Desiree Dallas; she was very knowledgeable and professional with her job. She was actually very helpful and broke down the questions that I had that hasn't been answered in the past since I have been receiving services from Uqual. She was patient with me and kind with each question on the accounts that I had asked for that is on my credit. I just want to say thank you to Desiree for being the one that got my phone call today.
Published 04/02/2024