When interest rates DROP,
housing prices go UP!

“I’m going to wait until interest rates drop before I purchase a new home”… sound familiar?

This is probably something you have heard or even maybe said to yourself over the last few years, right?

Here is the reality, housing prices have risen every year for the last 11 years, and more than likely will continue to rise.

In 2021 alone, housing prices increased by a jaw dropping 18 percent, the highest on record. Even last year they still rose on average, 2.88% and that’s WITH interest rates on the rise.

Truth is, if you keep waiting for interest rates to decrease, if the last 11 years say anything… sure, you may have a lower interest rate but that won’t matter much when you’re spending (on average) 2.88% more on the cost of that house.

In conclusion, start getting ready now!

So, look for the right opportunity to take the first step in Home Loan Readiness (such as this article!), you can always refinance later when rates drop!

Get ahead of all those waiting, hoping and wishing for things to change and get ready NOW.

REMEMBER: Marry the home, date the rate, divorce the landlord!

As a homebuyer, understanding this relationship can help you make informed decisions about buying a home, and with the prediction of rates dropping this year, it’s crucial to have a leg up in the race to become a homeowner.

Get prepared for the market boom when rates drop by making sure you have everything you need to hear the words “You Qualify” by working with UQUAL!

Click Here For Your FREE Consultation!

During your FREE Personalized Consultation, a loan readiness expert will walk you through what steps you need to take to become approvable on your home loan specific to your current financial situation.

UQUAL provides ALL the tools you need to qualify for your loan FASTER.

Failing to plan is planning to fail.

UQUAL provides a detailed action plan to help you overcome the major obstacles preventing you from getting your loan:

✅ Debt to Income

✅ Credit

✅ Savings/Down Payment

✅ Documentation

Let us help you navigate through the home buying process so that when you are in the best position possible, we can get you back over to your lender and get you that PRE-APPROVAL!

  • Marcus HollinsMarcus Hollins

    I’ve been a client now twice…first time the agent I spoke to did there job to assist me in improving my way of life. Today, April 25, 2025, I had the opportunity to speak with the most kind, understanding, and genuine women within a customer service roll. Alana not only went above and beyond to not only help with my account but she also showed compassion. We are living in a different time but when you interact with someone like Alana it makes you see and feel hope. Thank you for our conversation and all you did today, even just listening. Extremely Grateful! 🙏🏾

  • Lacey ThompsonLacey Thompson

    I have been working with UQUAL for a year now and service is consistently thorough. Today I had concerns and inquiries about my credit report, Christopher Ruby was extremely helpful and answered my questions one by one. He explained each situation and provided possible actions to take. I appreciated not feeling like my inquiries were meaningless, instead I was validated and educated. I learned a lot and ended the conversation feeling more confident. Again, thank you to Christopher Ruby. Your support was appreciated.

  • DeAngeloe WinderDeAngeloe Winder

    My experience with this program is going good thanks to my loan readiness coach Jason. He loves his job and wants the best for each client. His kindness, patience. and knowledge goes a long way. Ask for Jason even if its just to be more knowledgeable about how credit works. Thank you Jason

  • Kalan EvansKalan Evans

    Extremely happy with the results and partnering with UQUAL. Jason has been fantastic. This company is wonderful. This is not one of those. Give us a review before we do this service reviews. This is a review of me already paying for the service for months and being ecstatic with the results. The support team, the technology and the knowledge they pass on far exceed the investment. Big Love to the team over there at UQUAL. You guys are awesome.

  • Latosha EverettLatosha Everett

    I just started with Uqual and so far my experience has been great. I worked with Rashann Loftis and he was the best. He made sure to explain everything to us and offered suggestions to help increase our scores even more! Great customer service!!

February 22, 2024