When interest rates DROP,
housing prices go UP!

“I’m going to wait until interest rates drop before I purchase a new home”… sound familiar?

This is probably something you have heard or even maybe said to yourself over the last few years, right?

Here is the reality, housing prices have risen every year for the last 11 years, and more than likely will continue to rise.

In 2021 alone, housing prices increased by a jaw dropping 18 percent, the highest on record. Even last year they still rose on average, 2.88% and that’s WITH interest rates on the rise.

Truth is, if you keep waiting for interest rates to decrease, if the last 11 years say anything… sure, you may have a lower interest rate but that won’t matter much when you’re spending (on average) 2.88% more on the cost of that house.

In conclusion, start getting ready now!

So, look for the right opportunity to take the first step in Home Loan Readiness (such as this article!), you can always refinance later when rates drop!

Get ahead of all those waiting, hoping and wishing for things to change and get ready NOW.

REMEMBER: Marry the home, date the rate, divorce the landlord!

As a homebuyer, understanding this relationship can help you make informed decisions about buying a home, and with the prediction of rates dropping this year, it’s crucial to have a leg up in the race to become a homeowner.

Get prepared for the market boom when rates drop by making sure you have everything you need to hear the words “You Qualify” by working with UQUAL!

Click Here For Your FREE Consultation!

During your FREE Personalized Consultation, a loan readiness expert will walk you through what steps you need to take to become approvable on your home loan specific to your current financial situation.

UQUAL provides ALL the tools you need to qualify for your loan FASTER.

Failing to plan is planning to fail.

UQUAL provides a detailed action plan to help you overcome the major obstacles preventing you from getting your loan:

✅ Debt to Income

✅ Credit

✅ Savings/Down Payment

✅ Documentation

Let us help you navigate through the home buying process so that when you are in the best position possible, we can get you back over to your lender and get you that PRE-APPROVAL!

  • Vanessa FrancoisVanessa Francois

    Exceptional Service & Clean Communication: Working with Brian Johnston have been incredible. From the very first consultation, he was professional, knowledgeable and genuinely invested in walking me through my questioned in helping me improve my credit score. He explained every step of the process in detail. I appreciate their proactive approach from disputing inaccuracies to offering personalized advice! I am feeling motivated and confident about purchasing a car in the near future! I highly recommend Brain and the work that he does, his services to anyone looking to improve their credit- you won't be disappointed!!

  • Remel NewtonRemel Newton

    My Experience with Rose my Loan Readiness Coach was Outstanding. Rose was very knowledgeable regarding my situation, and was prepared to deliver the appropriate information to me. Based on my experience with Rose I will definitely recommend UQUAL to my friends and family that will need your services. You are Awesome. Thank you so much.

  • Rahmell CaldwellRahmell Caldwell

    Today, 3/4/2025, I had the pleasure of working with Agent Desiree Dallas. She was very competent, compassionate, and very polite. She was able to get our transaction completed in less then 15 minutes, despite me having lots of questions. I look forward to working with her again, as well as the rest of the team.

  • Paul BurchPaul Burch

    Working with Christopher Ruby today was awesome. I’ve had the service for months but never called in before to have my progress explained. Chris was great!! And when I didn’t understand something he was patient and explained it to me where I could understand.
    Things are looking up, I just need to do what they recommend and not go guns blazing all the time!!
    Thanks Chris!!

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February 22, 2024