When interest rates DROP,
housing prices go UP!

“I’m going to wait until interest rates drop before I purchase a new home”… sound familiar?

This is probably something you have heard or even maybe said to yourself over the last few years, right?

Here is the reality, housing prices have risen every year for the last 11 years, and more than likely will continue to rise.

In 2021 alone, housing prices increased by a jaw dropping 18 percent, the highest on record. Even last year they still rose on average, 2.88% and that’s WITH interest rates on the rise.

Truth is, if you keep waiting for interest rates to decrease, if the last 11 years say anything… sure, you may have a lower interest rate but that won’t matter much when you’re spending (on average) 2.88% more on the cost of that house.

In conclusion, start getting ready now!

So, look for the right opportunity to take the first step in Home Loan Readiness (such as this article!), you can always refinance later when rates drop!

Get ahead of all those waiting, hoping and wishing for things to change and get ready NOW.

REMEMBER: Marry the home, date the rate, divorce the landlord!

As a homebuyer, understanding this relationship can help you make informed decisions about buying a home, and with the prediction of rates dropping this year, it’s crucial to have a leg up in the race to become a homeowner.

Get prepared for the market boom when rates drop by making sure you have everything you need to hear the words “You Qualify” by working with UQUAL!

During your FREE Personalized Consultation, a loan readiness expert will walk you through what steps you need to take to become approvable on your home loan specific to your current financial situation.

UQUAL provides ALL the tools you need to qualify for your loan FASTER.

Failing to plan is planning to fail.

UQUAL provides a detailed action plan to help you overcome the major obstacles preventing you from getting your loan:

✅ Debt to Income

✅ Credit

✅ Savings/Down Payment

✅ Documentation

Let us help you navigate through the home buying process so that when you are in the best position possible, we can get you back over to your lender and get you that PRE-APPROVAL!

  • Diane LewisDiane Lewis

    I spoke with Desiree Dallas today upon calling to cancel my service and needless to say I did not cancel my service. She was amazing! She pointed out a few things, gave me some great info and tips. She seemed to really care about my situation and actually made me feel a lot better than I initially did. Desiree did not appear rushed or upset about me canceling my service, but rather went over what was going on with my credit, my account, and where I stood present day so that even after canceling I’d have a few tools to take with me. I really appreciate the warm approach and treating me like a person. I’m glad I did not cancel today, she even offered some discounts and changed a few things around for me. I feel so much better having connected with her today. Thanks Desiree… you’re awesome!!!

  • R RyanR Ryan

    The people I talked to here are good. But I had a great experience working with Desiree Dallas. She gives you the facts straight, what you need to do, and gets you going. She also very upfront, open, and understanding of your situation and truly does have your best interest to heart. She genuinely cares to get you a better financial situation and I have really seen great improvements to my credit and debt management thanks to her.

    This is not a bad place to start if you need help getting your credit repaired and getting help managing how you should keep your debts down or how much to spend say if you ever want to get a house, refinance, buy a car, or any loaning needs that will rely on your score. I don't know about other companies. or how they do credit repairs, but this one is legit and really was able to improve my scores and help me dispute things as well.

    I didn't think it would be possible to get items off my report and to see my credit dramatically increased due to bad decisions I made in the past. The whole credit system and how they play these games with points is messed up and quite mind blowing. But people like Desiree and the team was here to help guide us and become more conscious and knowledgeable and willing to help you out. It will take time for sure, but you'll get results if you stick with what they say and do.

  • simona thomassimona thomas

    It was a pleasure speaking to my loan readiness. Coach Jasmine, she was so knowledgeable, understandable patient. And she was able to address all my concerns today. I will give Jasmine more than 5 stars because.
    Of her willingness to help me. And very patient, God bless.
    And thank you very much

  • Shannon VardisShannon Vardis

    Working with Donovan and his team at UQUAL has been an absolute game-changer for our customers and our business. Their expertise and dedication to improving credit scores have helped countless individuals achieve their financial goals. Their personalized approach and commitment to transparency set them apart in the industry. We've seen remarkable results, with clients seeing significant improvements in their credit scores in a relatively short time. Their team is professional, responsive, and genuinely cares about the success of their clients. Partnering with UQUAL has been one of the best decisions we've made, and we highly recommend their services to anyone looking to rebuild their credit. Five stars all the way!

  • Katrina TaylorKatrina Taylor

    This company is fantastic! I had some pretty hard creditors that had high balances that they were able to fight and get removed. It’s been a long time since I have felt comfortable with a company to handle this matter for me and they are doing an amazing job! I saw a jump within the first 30 days! Mandolyn is probably the most friendly readiness coach I have ever encountered! Thank you for all you guys do!

February 22, 2024