When interest rates DROP,
housing prices go UP!

“I’m going to wait until interest rates drop before I purchase a new home”… sound familiar?

This is probably something you have heard or even maybe said to yourself over the last few years, right?

Here is the reality, housing prices have risen every year for the last 11 years, and more than likely will continue to rise.

In 2021 alone, housing prices increased by a jaw dropping 18 percent, the highest on record. Even last year they still rose on average, 2.88% and that’s WITH interest rates on the rise.

Truth is, if you keep waiting for interest rates to decrease, if the last 11 years say anything… sure, you may have a lower interest rate but that won’t matter much when you’re spending (on average) 2.88% more on the cost of that house.

In conclusion, start getting ready now!

So, look for the right opportunity to take the first step in Home Loan Readiness (such as this article!), you can always refinance later when rates drop!

Get ahead of all those waiting, hoping and wishing for things to change and get ready NOW.

REMEMBER: Marry the home, date the rate, divorce the landlord!

As a homebuyer, understanding this relationship can help you make informed decisions about buying a home, and with the prediction of rates dropping this year, it’s crucial to have a leg up in the race to become a homeowner.

Get prepared for the market boom when rates drop by making sure you have everything you need to hear the words “You Qualify” by working with UQUAL!

Click Here For Your FREE Consultation!

During your FREE Personalized Consultation, a loan readiness expert will walk you through what steps you need to take to become approvable on your home loan specific to your current financial situation.

UQUAL provides ALL the tools you need to qualify for your loan FASTER.

Failing to plan is planning to fail.

UQUAL provides a detailed action plan to help you overcome the major obstacles preventing you from getting your loan:

✅ Debt to Income

✅ Credit

✅ Savings/Down Payment

✅ Documentation

Let us help you navigate through the home buying process so that when you are in the best position possible, we can get you back over to your lender and get you that PRE-APPROVAL!

  • tania martineztania martinez

    UQUAL is great. I was able to buy my first house thanks to their program and since then I continue to work on my credit with them. I recently dealt with Jason and he was incredibly supportive and patient. I always have a lot of questions and he took the time to walk me through everything. He was also very compassionate. I highly recommend.

  • Raheem HighlandRaheem Highland

    My wife and I as new clients are very greatful for Mayra and all she has done this far and continues to do. She has been very patient, informative, and very detailed and honest with us. Our intent is to get back to being financially stable and smart to begin working towards our first home loan. She is very professional and a very kind person and Uqual should be very proud to have her apart of their team and company. Thank you!!!

  • Brinson JeffersonBrinson Jefferson

    They are doing a great job at helping me with my credit score. I was sent by my lender and they are reviewing my credit once a month with me and I have seen improvement almost immediately. Highly recommend if you need to repair credit. Chris was the gentleman I had spoken with and he did a great job explaining things to me.

  • Kathy CaravasKathy Caravas

    I am so thankful that I have the opportunity to recognize this associate with Uqual named Megan. She has been so thorough and explained everything to me and I am so thankful for her patience and her will to actually educate me on how to handle all the credit processes! I don’t understand much but whatever I do understand is, I’ve learned it from Megan! Everybody there has been wonderful. I have to say but Megan calls when she says she’s going to call and she explains everything in detail! She has very good follow-through skills and she is very thorough! I could write a book about her, but I’m just so thankful!

February 22, 2024