When interest rates DROP,
housing prices go UP!

“I’m going to wait until interest rates drop before I purchase a new home”… sound familiar?

This is probably something you have heard or even maybe said to yourself over the last few years, right?

Here is the reality, housing prices have risen every year for the last 11 years, and more than likely will continue to rise.

In 2021 alone, housing prices increased by a jaw dropping 18 percent, the highest on record. Even last year they still rose on average, 2.88% and that’s WITH interest rates on the rise.

Truth is, if you keep waiting for interest rates to decrease, if the last 11 years say anything… sure, you may have a lower interest rate but that won’t matter much when you’re spending (on average) 2.88% more on the cost of that house.

In conclusion, start getting ready now!

So, look for the right opportunity to take the first step in Home Loan Readiness (such as this article!), you can always refinance later when rates drop!

Get ahead of all those waiting, hoping and wishing for things to change and get ready NOW.

REMEMBER: Marry the home, date the rate, divorce the landlord!

As a homebuyer, understanding this relationship can help you make informed decisions about buying a home, and with the prediction of rates dropping this year, it’s crucial to have a leg up in the race to become a homeowner.

Get prepared for the market boom when rates drop by making sure you have everything you need to hear the words “You Qualify” by working with UQUAL!

Click Here For Your FREE Consultation!

During your FREE Personalized Consultation, a loan readiness expert will walk you through what steps you need to take to become approvable on your home loan specific to your current financial situation.

UQUAL provides ALL the tools you need to qualify for your loan FASTER.

Failing to plan is planning to fail.

UQUAL provides a detailed action plan to help you overcome the major obstacles preventing you from getting your loan:

✅ Debt to Income

✅ Credit

✅ Savings/Down Payment

✅ Documentation

Let us help you navigate through the home buying process so that when you are in the best position possible, we can get you back over to your lender and get you that PRE-APPROVAL!

  • Alicia MartinAlicia Martin

    Jason was absolutely amazing to work with! From start to finish, he was professional, patient, and extremely knowledgeable. He took the time to walk me through each part of the process, making sure I understood everything clearly. What stood out most was how he provided personalized advice tailored to my specific credit situation—something you don’t always get. Jason made me feel seen and supported, and for the first time in a long time, I truly believe my financial goals are within reach. He even offered to follow up and encouraged me to reach out directly with any questions. Highly recommend working with him!

  • Marcus HollinsMarcus Hollins

    I’ve been a client now twice…first time the agent I spoke to did there job to assist me in improving my way of life. Today, April 25, 2025, I had the opportunity to speak with the most kind, understanding, and genuine women within a customer service roll. Alana not only went above and beyond to not only help with my account but she also showed compassion. We are living in a different time but when you interact with someone like Alana it makes you see and feel hope. Thank you for our conversation and all you did today, even just listening. Extremely Grateful! 🙏🏾

  • Aylene NewsomeAylene Newsome

    Jason was absolutely phenomenal during my monthly progress review, he genuinely took the time to explain how the process works and how to continue making the right financial decisions so that my home buying process could be successful. I am confident in his judgment and ability to help me obtain my goals. Thank you Jason 🙂

  • Lacey ThompsonLacey Thompson

    I have been working with UQUAL for a year now and service is consistently thorough. Today I had concerns and inquiries about my credit report, Christopher Ruby was extremely helpful and answered my questions one by one. He explained each situation and provided possible actions to take. I appreciated not feeling like my inquiries were meaningless, instead I was validated and educated. I learned a lot and ended the conversation feeling more confident. Again, thank you to Christopher Ruby. Your support was appreciated.

  • Matthew PadillaMatthew Padilla

    Michelle has been nothing short of exceptional throughout my entire loan readiness journey. She’s consistently gone above and beyond—always ready with valuable insights, up-to-date information, and clear, detailed explanations that made even the most complex concepts easy to understand. Her guidance has empowered me to make confident financial decisions and feel truly prepared for each step of the process.

    What sets Michelle apart is not just her knowledge, but her patience, professionalism, and genuine commitment to helping others succeed. She’s approachable, thorough, and clearly passionate about what she does.

    I highly recommend Michelle to anyone serious about improving their financial readiness. She’s truly a game-changer.

February 22, 2024