When interest rates DROP,
housing prices go UP!

“I’m going to wait until interest rates drop before I purchase a new home”… sound familiar?

This is probably something you have heard or even maybe said to yourself over the last few years, right?

Here is the reality, housing prices have risen every year for the last 11 years, and more than likely will continue to rise.

In 2021 alone, housing prices increased by a jaw dropping 18 percent, the highest on record. Even last year they still rose on average, 2.88% and that’s WITH interest rates on the rise.

Truth is, if you keep waiting for interest rates to decrease, if the last 11 years say anything… sure, you may have a lower interest rate but that won’t matter much when you’re spending (on average) 2.88% more on the cost of that house.

In conclusion, start getting ready now!

So, look for the right opportunity to take the first step in Home Loan Readiness (such as this article!), you can always refinance later when rates drop!

Get ahead of all those waiting, hoping and wishing for things to change and get ready NOW.

REMEMBER: Marry the home, date the rate, divorce the landlord!

As a homebuyer, understanding this relationship can help you make informed decisions about buying a home, and with the prediction of rates dropping this year, it’s crucial to have a leg up in the race to become a homeowner.

Get prepared for the market boom when rates drop by making sure you have everything you need to hear the words “You Qualify” by working with UQUAL!

During your FREE Personalized Consultation, a loan readiness expert will walk you through what steps you need to take to become approvable on your home loan specific to your current financial situation.

UQUAL provides ALL the tools you need to qualify for your loan FASTER.

Failing to plan is planning to fail.

UQUAL provides a detailed action plan to help you overcome the major obstacles preventing you from getting your loan:

✅ Debt to Income

✅ Credit

✅ Savings/Down Payment

✅ Documentation

Let us help you navigate through the home buying process so that when you are in the best position possible, we can get you back over to your lender and get you that PRE-APPROVAL!

  • Shannon VardisShannon Vardis

    Working with Donovan and his team at UQUAL has been an absolute game-changer for our customers and our business. Their expertise and dedication to improving credit scores have helped countless individuals achieve their financial goals. Their personalized approach and commitment to transparency set them apart in the industry. We've seen remarkable results, with clients seeing significant improvements in their credit scores in a relatively short time. Their team is professional, responsive, and genuinely cares about the success of their clients. Partnering with UQUAL has been one of the best decisions we've made, and we highly recommend their services to anyone looking to rebuild their credit. Five stars all the way!

  • Iris Di CesareIris Di Cesare

    I was referred to Ashli by a colleague that had used her before and stated that she would be a great resource for my client looking to work on their credit. Throughout the process she was great about consistently communicating with both me and my client and making sure we were all on the same page. She’s also very friendly and made my client feel very comfortable when discussing credit/finances, which can be at times very uncomfortable. Me and my client were especially impressed that they also offer a variety of tools like budgeting and identity monitoring to help get clients “Loan Ready”. They are truly well rounded in what they offer and I'm excited to continue my relationship with them.

  • Rox BartoloRox Bartolo

    Donovan and his team are amazing at what they do! They're quick and efficient! I have referred over a number of clients for a couple years and they have always been so great at getting them on track for the road to homeownership! We've had some really great results for our mutual clients, and I hope to continue helping many more together! I definitely recommend them! 🙂

  • Jesse OropezaJesse Oropeza

    UQUAL is an amazing company. They definitely are not like other credit service companies that I have met and come across. They do more than just fix credit, they get you home loan ready. I can verify as a lender that I have seen their results and it's real. Ashli Griswold has personally been great working with me and my clients. She is amazing with follow ups and staying on top of it with updates. She is real, transparent and overall amazing at her job! Would recommend UQUAL to anyone looking for assistance with their credit and learning how to qualify for the homebuying process.

  • FireFire

    Brian is the best! He is so cool, calm, collected and accurate. He explains everything so well within a short period of time! He is so sharp! I love working with him. His voice is so calm and soothing and he makes you feel like everything is going to be okay as long as you continue to work with him. This company has gotten a great deal of work done for me! I love this company!

February 22, 2024