What is UQUAL?

Cartoon design showing 5 people with one of them showing a thought bubble above their head that has a drawing of a house.

We know that everything that UQUAL can do to help can sometimes be confusing, so we wanted to tell you everything you need to know, so you understand exactly why UQUAL is the best path forward!

At UQUAL our main goal is to have you hear the words “You Qualify.”

We achieve this by focusing on the 4 pillars that make up Loan Readiness!

Image showing the four pillars that populate the loan readiness score; debt-to-income, savings/down payment, credit, and documentation.

We believe Failing to Plan is Planning to Fail so at UQUAL we provide a detailed action plan to help you overcome the major obstacles preventing you from getting your loan!

We effectively tackle the roadblocks in your way through a two-pronged approach of giving you access to an advanced and easy to use FinTech platform supported by a Loan Readiness Coach that will work with you every step of the way until you cross the finish line together.

Our Loan Readiness strategy doesn’t just give you the resources you need to be successful on your approval but works to modify your financial behavior as a whole, so you can continue the path of financial freedom and best practices even after you close on your loan.

The best part… it starts with you learning about where you stand on loan approval and financial wellness all for FREE! All it takes is a phone call with one of our Loan Readiness Specialists.

During your FREE Consultation, our Loan Readiness Specialists walk you through what you need to do to meet your loan goals along with what’s on your credit report and what actions can be taken to increase your credit. So, at the very least, you get some FREE advice on how to increase your loan readiness without even signing up!

If it seems like a good fit and you do decide to sign up, remember that if you use the name of who sent you our way, you receive a $100 Discount!

Click Here For Your FREE Consultation!
  • Terry VazquezTerry Vazquez

    Desiree was spectacular! She showed me how to continue to raise my credit score as well as helped me to access some features with UQUAL I didn't know I had! So grateful to have helpful, informative people like Desiree to ensure I get the best quality service at UQUAL.

  • Matthew PadillaMatthew Padilla

    Michelle has been nothing short of exceptional throughout my entire loan readiness journey. She’s consistently gone above and beyond—always ready with valuable insights, up-to-date information, and clear, detailed explanations that made even the most complex concepts easy to understand. Her guidance has empowered me to make confident financial decisions and feel truly prepared for each step of the process.

    What sets Michelle apart is not just her knowledge, but her patience, professionalism, and genuine commitment to helping others succeed. She’s approachable, thorough, and clearly passionate about what she does.

    I highly recommend Michelle to anyone serious about improving their financial readiness. She’s truly a game-changer.

  • Alicia MartinAlicia Martin

    Jason was absolutely amazing to work with! From start to finish, he was professional, patient, and extremely knowledgeable. He took the time to walk me through each part of the process, making sure I understood everything clearly. What stood out most was how he provided personalized advice tailored to my specific credit situation—something you don’t always get. Jason made me feel seen and supported, and for the first time in a long time, I truly believe my financial goals are within reach. He even offered to follow up and encouraged me to reach out directly with any questions. Highly recommend working with him!

  • Brian JewettBrian Jewett

    Coach Megan has been super helpful and always works with me to get things right. I’ve used some really shady credit repair companies in the past (Ahem… Lexington Law) and the service and results I’ve gotten from UQUAL has been night and day by comparison. Highly recommended.

  • Paige NPaige N

    Rashann was great! He handled my questions very well and sent me the info i requested, and also gave me an update on my progress so far. I am super excited and really appreciate the help. I am very busy, but he made the call go smoothly and quick. Definitely appreciate that.