What is UQUAL?

Cartoon design showing 5 people with one of them showing a thought bubble above their head that has a drawing of a house.

We know that everything that UQUAL can do to help can sometimes be confusing, so we wanted to tell you everything you need to know, so you understand exactly why UQUAL is the best path forward!

At UQUAL our main goal is to have you hear the words “You Qualify.”

We achieve this by focusing on the 4 pillars that make up Loan Readiness!

Image showing the four pillars that populate the loan readiness score; debt-to-income, savings/down payment, credit, and documentation.

We believe Failing to Plan is Planning to Fail so at UQUAL we provide a detailed action plan to help you overcome the major obstacles preventing you from getting your loan!

We effectively tackle the roadblocks in your way through a two-pronged approach of giving you access to an advanced and easy to use FinTech platform supported by a Loan Readiness Coach that will work with you every step of the way until you cross the finish line together.

Our Loan Readiness strategy doesn’t just give you the resources you need to be successful on your approval but works to modify your financial behavior as a whole, so you can continue the path of financial freedom and best practices even after you close on your loan.

The best part… it starts with you learning about where you stand on loan approval and financial wellness all for FREE! All it takes is a phone call with one of our Loan Readiness Specialists.

During your FREE Consultation, our Loan Readiness Specialists walk you through what you need to do to meet your loan goals along with what’s on your credit report and what actions can be taken to increase your credit. So, at the very least, you get some FREE advice on how to increase your loan readiness without even signing up!

If it seems like a good fit and you do decide to sign up, remember that if you use the name of who sent you our way, you receive a $100 Discount!

Click Here For Your FREE Consultation!
  • Nastassie PickettNastassie Pickett

    We have only been with Uqual for a little over a month but we have seen such great progress on our credit report and score in a short time. Hannah was very helpful and friendly on my first check in with the advisor team. She reviewed the progress thus far and provided recommendations moving forward to continue to increase our scores.

  • Edilberta CoyoteEdilberta Coyote

    I usually don't write reviews unless someone actually deserves it , but after the experience that I’ve had with Mandolin Raper I had to write this review she deserves a 10 🌟 review. I love the fact that She went above and beyond to guide step by step and advise me on what we're my priorities to fix. It's really hard to find an agent that treats you with kindness and respect. This made me feel appreciated and valued not only as a customer, but as a person. She got things done in a matter of minutes something I didn't get with other companies I've called. If it wasn't because of Mandolin's professionalism I would've called someone else like I did before I called UQUAL. Mandolin definitely knows what she is doing she gained my trust right away. Definitely recommend her and the company. Thank you again Mandolin Raper.

  • Amy VictorAmy Victor

    Usual was helpful with repairing credit. I signed up with the intention of improving my credit to get qualified floor a home loan. One I accomplished my goal of closing on a house, it was incredibly difficult to cancel. I spent over an hour on the phone trying to cancel where I was pressured into keeping the account open. 4 months after closing on my house, I spent another 30 minutes on the phone to cancel my services. This is very frustrating. I would not use their services again specifically for this reason.

  • A PA P

    I cannot recommend UQUAL enough for anyone seeking credit counseling.

    Chris was able to give me guidance and support even when I was feeling overwhelmed and emotional, Chris remained patient, understanding, and supportive. He walked me through the steps I needed to take to improve my credit, providing clear explanations and practical advice. His words of wisdom about building credit back up were incredibly helpful and motivating.
    I am truly grateful for Chris's expertise and compassion. He made what could have been a daunting process much easier and more manageable. If you're looking for a credit counseling coach or company who truly cares about your financial well-being, I highly recommend UQUAL.