What is UQUAL?

Cartoon design showing 5 people with one of them showing a thought bubble above their head that has a drawing of a house.

We know that everything that UQUAL can do to help can sometimes be confusing, so we wanted to tell you everything you need to know, so you understand exactly why UQUAL is the best path forward!

At UQUAL our main goal is to have you hear the words “You Qualify.”

We achieve this by focusing on the 4 pillars that make up Loan Readiness!

Image showing the four pillars that populate the loan readiness score; debt-to-income, savings/down payment, credit, and documentation.

We believe Failing to Plan is Planning to Fail so at UQUAL we provide a detailed action plan to help you overcome the major obstacles preventing you from getting your loan!

We effectively tackle the roadblocks in your way through a two-pronged approach of giving you access to an advanced and easy to use FinTech platform supported by a Loan Readiness Coach that will work with you every step of the way until you cross the finish line together.

Our Loan Readiness strategy doesn’t just give you the resources you need to be successful on your approval but works to modify your financial behavior as a whole, so you can continue the path of financial freedom and best practices even after you close on your loan.

The best part… it starts with you learning about where you stand on loan approval and financial wellness all for FREE! All it takes is a phone call with one of our Loan Readiness Specialists.

During your FREE Consultation, our Loan Readiness Specialists walk you through what you need to do to meet your loan goals along with what’s on your credit report and what actions can be taken to increase your credit. So, at the very least, you get some FREE advice on how to increase your loan readiness without even signing up!

If it seems like a good fit and you do decide to sign up, remember that if you use the name of who sent you our way, you receive a $100 Discount!

Click Here For Your FREE Consultation!
  • Claudia ReyesClaudia Reyes

    Thank you so much Desiree Dallas! Desiree was amazing to work with she was extremely helpful, professional, and patient and extremely knowledgeable. Desiree made it easy for me to understand the service. She took the time to walk me through each part of the process making sure I understood everything clearly. Desiree even encouraged me to follow up and reach out directly. I highly recommend working with her. Thank you very much Desiree!!

  • Donna MullenDonna Mullen

    I LOVE THIS COMPANY! No gimmicks, no quick fast credit rush, that only later crashes down the road due to lack of wisdom . My credit score has improved tremendously along with my Financial knowledge Thanks to Mr Chris Ruby who was like a Financial Angel to me, I understand money life vs the credit world. What’s important vs what’s important. Thank you! I’m so much closer to not only where I want to be, but where I should be. Money well spent, if i may say so myself.

  • Juwan WellsJuwan Wells

    UQUAL has been a life saver so far, after bringing my credit back up nearly 65 points! They have been extremely informative and persistent in getting me in the range I need to purchase my first house. Desiree Dallas broke down step by step on how we will improve my score, which I appreciated because I was never left in the dark about the process. I would highly recommend if you want to get a higher credit score & learn how to keep it high.

  • S LoveS Love

    I had an amazing experience working with my Uqual representative! From the very beginning, they were patient, professional, and incredibly knowledgeable. They took the time to explain every step of the process, answered all of my questions, and made me feel supported the entire way.

    What really stood out was their responsiveness and attention to detail—they didn’t just treat me like another number. They made me feel like a priority and truly cared about helping me succeed. I can honestly say they made a stressful process feel smooth and manageable.

  • Ricky HarlanRicky Harlan

    I had the pleasure of working with Megan as my Loan Readiness Coach, and I can’t say enough good things about the experience. From the very beginning, she was not only professional and knowledgeable, but also incredibly patient, clear, and supportive throughout the entire process.

    She took the time to break everything down step by step, answered all my questions, and truly helped me understand what I needed to feel confident and prepared. Her guidance made a process that can often feel overwhelming feel completely manageable.

    Megan genuinely cares about helping people succeed — and it shows. If you’re looking for someone to help you navigate loan readiness with clarity and encouragement, she’s absolutely the one to go to.

    Thank you again, Megan — I really appreciate all your help!