What is UQUAL?

Cartoon design showing 5 people with one of them showing a thought bubble above their head that has a drawing of a house.

We know that everything that UQUAL can do to help can sometimes be confusing, so we wanted to tell you everything you need to know, so you understand exactly why UQUAL is the best path forward!

At UQUAL our main goal is to have you hear the words “You Qualify.”

We achieve this by focusing on the 4 pillars that make up Loan Readiness!

Image showing the four pillars that populate the loan readiness score; debt-to-income, savings/down payment, credit, and documentation.

We believe Failing to Plan is Planning to Fail so at UQUAL we provide a detailed action plan to help you overcome the major obstacles preventing you from getting your loan!

We effectively tackle the roadblocks in your way through a two-pronged approach of giving you access to an advanced and easy to use FinTech platform supported by a Loan Readiness Coach that will work with you every step of the way until you cross the finish line together.

Our Loan Readiness strategy doesn’t just give you the resources you need to be successful on your approval but works to modify your financial behavior as a whole, so you can continue the path of financial freedom and best practices even after you close on your loan.

The best part… it starts with you learning about where you stand on loan approval and financial wellness all for FREE! All it takes is a phone call with one of our Loan Readiness Specialists.

During your FREE Consultation, our Loan Readiness Specialists walk you through what you need to do to meet your loan goals along with what’s on your credit report and what actions can be taken to increase your credit. So, at the very least, you get some FREE advice on how to increase your loan readiness without even signing up!

If it seems like a good fit and you do decide to sign up, remember that if you use the name of who sent you our way, you receive a $100 Discount!

  • James O'DonnellJames O'Donnell

    Marquises was amazing I enjoyed talking with her very much. She was very easy to understand and walked me through my credit report very articulately. I’ve found no matter who I call their, all the employees as well as the manager are super vibrant and explain things very well! If you need help with credit repair, I would highly recommend them.

  • Chantel Juliet HeffelbowerChantel Juliet Heffelbower

    My case Worker was exceptionally friendly and helpful and made sure that all of my needs got met and all of my questions and concerns were thoroughly talked out. We even got to spend a little bit of time talking about how much we enjoy living where we do and that was a lot of fun. It’s always nice to have a connection with somebody that is helping you professionally

  • Autumn HinchbergerAutumn Hinchberger

    Excellent company to help fix your credit for all the reporting agencies.
    Francisco was able to help establish an account for my partner when it was previously unavailable. He started us off on a great path to fixing some fraudulent/erroneous reportings and we been honored a discounted rate from another agent that helped me.
    10/10 recommend!

  • Diane LewisDiane Lewis

    I spoke with Desiree Dallas today upon calling to cancel my service and needless to say I did not cancel my service. She was amazing! She pointed out a few things, gave me some great info and tips. She seemed to really care about my situation and actually made me feel a lot better than I initially did. Desiree did not appear rushed or upset about me canceling my service, but rather went over what was going on with my credit, my account, and where I stood present day so that even after canceling I’d have a few tools to take with me. I really appreciate the warm approach and treating me like a person. I’m glad I did not cancel today, she even offered some discounts and changed a few things around for me. I feel so much better having connected with her today. Thanks Desiree… you’re awesome!!!

  • Kendra SchmidtKendra Schmidt

    Chris was kind, patient, and helpful! So glad I hired Uqual to help repair my credit they gave me a huge boost just within the first month! They always answer the phone or call me right back, helpful when you are anxiousto get things taken care of!