What is UQUAL?

Cartoon design showing 5 people with one of them showing a thought bubble above their head that has a drawing of a house.

We know that everything that UQUAL can do to help can sometimes be confusing, so we wanted to tell you everything you need to know, so you understand exactly why UQUAL is the best path forward!

At UQUAL our main goal is to have you hear the words “You Qualify.”

We achieve this by focusing on the 4 pillars that make up Loan Readiness!

Image showing the four pillars that populate the loan readiness score; debt-to-income, savings/down payment, credit, and documentation.

We believe Failing to Plan is Planning to Fail so at UQUAL we provide a detailed action plan to help you overcome the major obstacles preventing you from getting your loan!

We effectively tackle the roadblocks in your way through a two-pronged approach of giving you access to an advanced and easy to use FinTech platform supported by a Loan Readiness Coach that will work with you every step of the way until you cross the finish line together.

Our Loan Readiness strategy doesn’t just give you the resources you need to be successful on your approval but works to modify your financial behavior as a whole, so you can continue the path of financial freedom and best practices even after you close on your loan.

The best part… it starts with you learning about where you stand on loan approval and financial wellness all for FREE! All it takes is a phone call with one of our Loan Readiness Specialists.

During your FREE Consultation, our Loan Readiness Specialists walk you through what you need to do to meet your loan goals along with what’s on your credit report and what actions can be taken to increase your credit. So, at the very least, you get some FREE advice on how to increase your loan readiness without even signing up!

If it seems like a good fit and you do decide to sign up, remember that if you use the name of who sent you our way, you receive a $100 Discount!

Click Here For Your FREE Consultation!
  • Marline CorreaMarline Correa

    I had the pleasure of working with Michelle, and I couldn’t be more impressed with her service. She was incredibly knowledgeable and took the time to thoroughly explain every detail of my credit report. Her patience and clear communication made the whole process much easier to understand. I truly felt supported and informed every step of the way. I highly recommend her to anyone looking for expert credit report assistance—she’s top-notch!

  • Vanessa FrancoisVanessa Francois

    Exceptional Service & Clean Communication: Working with Brian Johnston have been incredible. From the very first consultation, he was professional, knowledgeable and genuinely invested in walking me through my questioned in helping me improve my credit score. He explained every step of the process in detail. I appreciate their proactive approach from disputing inaccuracies to offering personalized advice! I am feeling motivated and confident about purchasing a car in the near future! I highly recommend Brain and the work that he does, his services to anyone looking to improve their credit- you won't be disappointed!!

  • Remel NewtonRemel Newton

    My Experience with Rose my Loan Readiness Coach was Outstanding. Rose was very knowledgeable regarding my situation, and was prepared to deliver the appropriate information to me. Based on my experience with Rose I will definitely recommend UQUAL to my friends and family that will need your services. You are Awesome. Thank you so much.

  • David MatossianDavid Matossian

    Michelle has been amazing, helping me get through all the stuff that I've been doing. She's been there whenever I call. It has been a true honor to work with her and I will continue to do so. It has been so pleasant and very helpful and very grateful to have her.

  • Crystal BomarCrystal Bomar

    Uqual has been amazing they have taken the time to help improve my credit, they do regular check ins and make sure i am still satisfied with the service. I have been with them for 2 years now and I wouldnt change it at all!I started with Zach who was amazing i know work with Amanda and Amanda has been great she takes the time to walk me through any process or any questions I have and makes sure that I understand what is happening with all processes.