What is UQUAL?

Cartoon design showing 5 people with one of them showing a thought bubble above their head that has a drawing of a house.

We know that everything that UQUAL can do to help can sometimes be confusing, so we wanted to tell you everything you need to know, so you understand exactly why UQUAL is the best path forward!

At UQUAL our main goal is to have you hear the words “You Qualify.”

We achieve this by focusing on the 4 pillars that make up Loan Readiness!

Image showing the four pillars that populate the loan readiness score; debt-to-income, savings/down payment, credit, and documentation.

We believe Failing to Plan is Planning to Fail so at UQUAL we provide a detailed action plan to help you overcome the major obstacles preventing you from getting your loan!

We effectively tackle the roadblocks in your way through a two-pronged approach of giving you access to an advanced and easy to use FinTech platform supported by a Loan Readiness Coach that will work with you every step of the way until you cross the finish line together.

Our Loan Readiness strategy doesn’t just give you the resources you need to be successful on your approval but works to modify your financial behavior as a whole, so you can continue the path of financial freedom and best practices even after you close on your loan.

The best part… it starts with you learning about where you stand on loan approval and financial wellness all for FREE! All it takes is a phone call with one of our Loan Readiness Specialists.

During your FREE Consultation, our Loan Readiness Specialists walk you through what you need to do to meet your loan goals along with what’s on your credit report and what actions can be taken to increase your credit. So, at the very least, you get some FREE advice on how to increase your loan readiness without even signing up!

If it seems like a good fit and you do decide to sign up, remember that if you use the name of who sent you our way, you receive a $100 Discount!

  • Yordanos MengisYordanos Mengis

    Michelle was awesome. She is a good listener. She answered all of my question. I appreciate her taking the time to listen to me. And explaining, she deserves a million star, a big raise. You guys are lucky to have Michelle!!! fantastic customer service!

  • Marline CorreaMarline Correa

    I had the pleasure of working with Michelle, and I couldn’t be more impressed with her service. She was incredibly knowledgeable and took the time to thoroughly explain every detail of my credit report. Her patience and clear communication made the whole process much easier to understand. I truly felt supported and informed every step of the way. I highly recommend her to anyone looking for expert credit report assistance—she’s top-notch!

  • Alexander PalaskiAlexander Palaski

    Working with UQUAL has been amazing, Marissa Berigan and UQUAL team were extremely helpful and took the time to sit on the phone with me for hours at a time to get my issues at hand resolved. They know what they're doing and are extremely professional and have Great knowledge and understanding.
    Thank you !

  • GarickGarick

    I initially had a not so good experience with Euqual Credit Company, as I felt the cancellation process was frustrating and overly complicated. However, after reaching out to their team, I was pleasantly surprised by how quickly management stepped in to resolve my concerns. They took the time to listen, address my frustrations, and ensure I felt valued as a customer.

    What really stood out was their willingness to go the extra mile to make things right. They not only explained the process clearly but also worked with me to find a solution that exceeded my expectations. It’s clear they care about their clients and are committed to providing great service.

    While my first impression wasn’t ideal, Euqual turned things around and proved they are a company that stands by their customers. I appreciate their dedication and professionalism, and I wouldn’t hesitate to recommend them now!

  • S KS K

    I don’t usually leave reviews because I prefer to give any feedback directly to the company or person I’ve interacted with. However, in this circumstance the level of service I received today from Chris Sweat at Uqual far exceeded my expectations, and I’d like to recognize him for it.

    I called the office to ask a few general questions. Chris not only answered them, but he took the time to review my account to ensure that all of the information was current and accurate. Chris informed me that there was a new platform in which I could easily access and monitor my account information at any time, which is exactly what I wanted to be able to do. He patiently walked me through the setup process, explained how each component worked, and gave me relevant and useful information about the benefits of using each of the features. Chris really went above and beyond in order to provide me with the information and tools that I needed to feel confident in managing my account, and I’m grateful for such a positive experience.