When interest rates DROP,
housing prices go UP!

“I’m going to wait until interest rates drop before I purchase a new home”… sound familiar?

This is probably something you have heard or even maybe said to yourself over the last few years, right?

Here is the reality, housing prices have risen every year for the last 11 years, and more than likely will continue to rise.

In 2021 alone, housing prices increased by a jaw dropping 18 percent, the highest on record. Even last year they still rose on average, 2.88% and that’s WITH interest rates on the rise.

Truth is, if you keep waiting for interest rates to decrease, if the last 11 years say anything… sure, you may have a lower interest rate but that won’t matter much when you’re spending (on average) 2.88% more on the cost of that house.

In conclusion, start getting ready now!

So, look for the right opportunity to take the first step in Home Loan Readiness (such as this article!), you can always refinance later when rates drop!

Get ahead of all those waiting, hoping and wishing for things to change and get ready NOW.

REMEMBER: Marry the home, date the rate, divorce the landlord!

As a homebuyer, understanding this relationship can help you make informed decisions about buying a home, and with the prediction of rates dropping this year, it’s crucial to have a leg up in the race to become a homeowner.

Get prepared for the market boom when rates drop by making sure you have everything you need to hear the words “You Qualify” by working with UQUAL!

Click Here For Your FREE Consultation!

During your FREE Personalized Consultation, a loan readiness expert will walk you through what steps you need to take to become approvable on your home loan specific to your current financial situation.

UQUAL provides ALL the tools you need to qualify for your loan FASTER.

Failing to plan is planning to fail.

UQUAL provides a detailed action plan to help you overcome the major obstacles preventing you from getting your loan:

✅ Debt to Income

✅ Credit

✅ Savings/Down Payment

✅ Documentation

Let us help you navigate through the home buying process so that when you are in the best position possible, we can get you back over to your lender and get you that PRE-APPROVAL!

  • Helieen WingateHelieen Wingate

    I truly have to just take a moment to thank not just the UQUAL Team for everything they have done for me throughout this process of strengthening my credit, but from the bottom of my heart I have to thank representative Ted for making this experience and process worth it! I have had several times where I have thought I may not be able to continue this process, but with Ted's reassurance and guidance, I have decided that continuing the process will truly benefit me more in the long run! So thank you thank you thank you for all of your assistance and guidance through this process Ted! Thank you for your generosity, your care, your concern, your experience and knowledge, and just for being you! I hope you realize just how much of an asset you are to your company! And truly pray you know how wonderful of an individual you truly are! Thanks again team!

  • Edilberta CoyoteEdilberta Coyote

    I usually don't write reviews unless someone actually deserves it , but after the experience that I’ve had with Mandolin Raper I had to write this review she deserves a 10 🌟 review. I love the fact that She went above and beyond to guide step by step and advise me on what we're my priorities to fix. It's really hard to find an agent that treats you with kindness and respect. This made me feel appreciated and valued not only as a customer, but as a person. She got things done in a matter of minutes something I didn't get with other companies I've called. If it wasn't because of Mandolin's professionalism I would've called someone else like I did before I called UQUAL. Mandolin definitely knows what she is doing she gained my trust right away. Definitely recommend her and the company. Thank you again Mandolin Raper.

  • A PA P

    I cannot recommend UQUAL enough for anyone seeking credit counseling.

    Chris was able to give me guidance and support even when I was feeling overwhelmed and emotional, Chris remained patient, understanding, and supportive. He walked me through the steps I needed to take to improve my credit, providing clear explanations and practical advice. His words of wisdom about building credit back up were incredibly helpful and motivating.
    I am truly grateful for Chris's expertise and compassion. He made what could have been a daunting process much easier and more manageable. If you're looking for a credit counseling coach or company who truly cares about your financial well-being, I highly recommend UQUAL.

  • Roxy VasquezRoxy Vasquez

    I had a fantastic experience with Hannah from UQUAL, who guided me through the loan readiness process with incredible patience and attention to detail. She took the time to answer all my questions, thoroughly reviewed my documents, and made sure I understood each step. Thanks to her guidance, I felt fully prepared and confident about my financial position. UQUAL’s approach to helping clients prepare for loans is truly helpful, and I highly recommend Hannah for her professionalism and dedication!

February 22, 2024