
New CFPB Mortgage Disclosure Rules: What Borrowers Need to Know in 2024
The Consumer Financial Protection Bureau has enacted major modifications to mortgage disclosure requirements, substantially revising how lenders must communi...
The only loan readiness platform that converts your declined applicants into mortgage-ready clients through proprietary scoring, automated nurturing, and expert coaching.
UQUAL combines technology, expertise, and proven processes designed specifically for mortgage professionals—protecting relationships and maximizing recovery rates.

The industry's proprietary metric tracking real client progress toward mortgage approval—beyond credit scores alone.

A self-operating system that engages declined applicants with customized action plans and progress notifications.

Professional loan readiness coaches guide clients through credit optimization, debt management, and documentation preparation.

Monitor client journeys with full visibility into credit improvements, milestone completions, and readiness indicators.

Quick conversion of declined applications with automated handoff that maintains your lender relationships.

Branded portals and customizable landing pages that position you as the guide on your clients' journey.







Turn declined applications into future closings with a simple, automated workflow.
UQUAL transforms your declined applicants into mortgage-ready clients through proprietary scoring, automated nurturing, and expert coaching—protecting your relationships while maximizing recovery rates.
Send declined applicants to UQUAL with a single click. Maintain the relationship while we do the heavy lifting of financial preparation.
Clients receive personalized action plans, automated check-ins, and expert coaching to systematically improve their financial profile.
Monitor real-time progress through your dashboard. Know exactly when clients hit key milestones and approach loan-ready status.
When clients reach loan-ready status, they return to you—educated, prepared, and ready to close. Turn today's decline into tomorrow's funded loan.
Aftertworejections,IfoundUQUAL.Fourmonthslater,Iunderstoodexactlywhatlenderswantedandfinallygotapproved.
Michelle Torres
First-Time Homebuyer











