We know that everything that UQUAL can do to help can sometimes be confusing, so we wanted to tell you everything you need to know, so you understand exactly why UQUAL is the best path forward!
At UQUAL our main goal is to have you hear the words “You Qualify.”
What is a Loan Readiness Score?! Get ready because we’re about to BLOW your mind with some information about our Loan Readiness Score and how it is SO much better than just a credit score!
This is called our “Loan Readiness Score” or LRS.
Why is this better than just a Credit Score?
It’s not JUST about credit score. There is far more that goes into qualifying your clients for a home loan.
How is this calculated?
The Loan Readiness Score is broken down into four sections below.
1. Down Payment (30%)
2. Debt to Income (30%)
3. Credit Score (30%)
4. Documents uploaded (10%)
What score indicates you’re ready to move forward with your loan?
Our algorithm is constantly improving; we’re looking for 85+, sometimes higher depending on your situation.
This is a QUICK indicator to tell you where you are on your Loan Readiness Journey. As always, we’re to help you every step of way to ensure you stay on the path to Loan Readiness.
Marquises was amazing I enjoyed talking with her very much. She was very easy to understand and walked me through my credit report very articulately. I’ve found no matter who I call their, all the employees as well as the manager are super vibrant and explain things very well! If you need help with credit repair, I would highly recommend them.
My case Worker was exceptionally friendly and helpful and made sure that all of my needs got met and all of my questions and concerns were thoroughly talked out. We even got to spend a little bit of time talking about how much we enjoy living where we do and that was a lot of fun. It’s always nice to have a connection with somebody that is helping you professionally
Excellent company to help fix your credit for all the reporting agencies.
Francisco was able to help establish an account for my partner when it was previously unavailable. He started us off on a great path to fixing some fraudulent/erroneous reportings and we been honored a discounted rate from another agent that helped me.
10/10 recommend!
I spoke with Desiree Dallas today upon calling to cancel my service and needless to say I did not cancel my service. She was amazing! She pointed out a few things, gave me some great info and tips. She seemed to really care about my situation and actually made me feel a lot better than I initially did. Desiree did not appear rushed or upset about me canceling my service, but rather went over what was going on with my credit, my account, and where I stood present day so that even after canceling I’d have a few tools to take with me. I really appreciate the warm approach and treating me like a person. I’m glad I did not cancel today, she even offered some discounts and changed a few things around for me. I feel so much better having connected with her today. Thanks Desiree… you’re awesome!!!