Understanding Your Debt-to-Income Ratio

Name: Understanding Your Debt-to-Income Ratio
Availability: InStock

DTI ratio is the #1 reason mortgage applications get denied. This course teaches you exactly how lenders calculate DTI, what limits apply to different loan types, and seven proven strategies to lower yours before you apply. Master this number and take control of your mortgage readiness.

13 lessons55 min total700 points available

Course Lessons

0/13 completed

1.Why DTI Can Make or Break Your Mortgage

5 min50 pts

2.What Is Debt-to-Income Ratio?

5 min50 pts

3.Front-End vs. Back-End DTI

5 min50 pts

4.What Counts Toward Your DTI (And What Doesn't)

5 min50 pts

5.DTI Fundamentals

8 min50 pts

6.DTI Limits by Loan Type

6 min50 pts

7.What Is a "Good" DTI?

5 min50 pts

8.How to Calculate Your DTI Before Applying

6 min50 pts

9.Understanding DTI Requirements

8 min50 pts

10.7 Ways to Lower Your DTI

7 min75 pts

11.Compensating Factors That Can Help

5 min50 pts

12.Don't Just Qualify—Qualify Comfortably

6 min75 pts

13.Course Review

12 min75 pts

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