Understanding Your Credit Report

You don't have one credit score—you have dozens. Learn how the three credit bureaus work, what's actually in your credit report, and why your mortgage lender sees a different score than your credit card app. Master the credit reporting system so you're never blindsided when applying for a loan.

Understanding Your Credit Report

Understanding Your Credit Report

14 lessons65 min total700 points available

Course Lessons

0/14 completed

1.You Don't Have "A" Credit Score

2.The Three Credit Bureaus

3.What's in Your Credit Report — Personal Info and Account History

4.Credit Bureaus and Report Basics

5.Public Records, Inquiries, and Collections

6.The FICO Score Jungle — Multiple Versions

7.Understanding Credit Scores

8.Industry-Specific Scores and Mortgage Scores

9.VantageScore and Free Credit Monitoring

10.Mortgage Scores and VantageScore

11.How Long Things Stay on Your Credit Report

12.Why Your Scores Differ Between Bureaus

13.How to Get and Use Your Credit Reports

14.Comprehensive Course Review

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