Credit Utilization Mastery

Name: Credit Utilization Mastery
Availability: InStock

You could pay every bill on time and still watch your credit score drop. The culprit? Credit utilization. Learn why this one factor accounts for 30% of your FICO score, why the "30% rule" is incomplete, and how to strategically manage your balances for maximum score impact.

12 lessons50 min total575 points available

Course Lessons

0/12 completed

1.The Hidden Score Killer

5 min50 pts

2.Understanding the Math

6 min50 pts

3.Utilization Basics

8 min50 pts

4.The 30% Rule and Why It's Incomplete

6 min50 pts

5.The Zero Percent Paradox

5 min50 pts

6.Optimal Utilization

8 min50 pts

7.The Statement Date Secret

7 min75 pts

8.Individual vs. Overall Utilization

6 min50 pts

9.Reporting and Strategy

8 min50 pts

10.Strategies to Lower Utilization

7 min75 pts

11.Common Mistakes and Trended Data

6 min50 pts

12.Comprehensive Review

10 min75 pts

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